Housing Schemes

About this page

PMAY helps families build or buy a home. This page tells you how much financial help is available, who is eligible, and step-by-step instructions for applying and checking your status.

How to check your PMAY application status in Chandel:

• Online: pmaymis.gov.in → Citizen Assessment → Track Your Application. Enter your Aadhaar number or assessment ID.
• In person: Visit your Block Development Office (rural) or Municipal Office (urban) with your Aadhaar card. Staff can look up the SECC database.
• Phone: 1800-11-6163 (Urban helpline) or 1800-11-6446 (Gramin helpline).
• Grievance: If your application was rejected, email pmayg-grievance@gov.in (rural) or use the grievance portal at pmaymis.gov.in (urban).

Selection is automatic based on SECC 2011 deprivation data, not first-come-first-served. The Gram Sabha validates and ranks the beneficiary list.

Four ways PMAY-Urban can help you: • BLC: ₹1.5 lakh to build/upgrade your own house on your own land. • CLSS: Up to ₹2.67 lakh interest subsidy on your home loan. • AHP: New flats built through government-private partnerships at affordable prices. • ISSR: Housing for slum dwellers using land as a resource.

Who is eligible: EWS households (income up to ₹3L/year), LIG (₹3-6L), MIG-I (₹6-12L), MIG-II (₹12-18L). House must be in a woman's name — this is mandatory.

How to apply: Visit pmaymis.gov.in → Citizen Assessment → Apply Online. Or go to your municipal office or nearest Common Service Centre (CSC).

Financial assistance: ₹1.20 lakh per house in plain areas, ₹1.30 lakh in hill and tribal areas. Money is sent directly to your bank account in 3-4 instalments as construction progresses.

Who can apply: Landless agricultural labourers, families in 0/1/2-room kutcha houses, SC/ST, minorities, and manual scavengers. Beneficiaries are selected from the SECC 2011 database — not application-first.

How to apply: Visit your Gram Panchayat or Block Development Office. The house must be in the name of a female family member. For help, contact your Block Development Officer.

• Track your application: pmay-urban.gov.in
• Grievance email: pmayg-grievance@gov.in